Thank you for expressing interest in The RVI Group of companies (“RVI”) and our products and services by visiting our website. RVI knows you care about your privacy and expect us to protect it. In our increasingly information-based society, sensitive personal information must be adequately protected. At RVI, we value our customers, prospective customers, insureds, prospective insureds, employees, prospective employees, agents, investors and business partners and are committed to protecting their privacy by protecting the personal, confidential and business sensitive information that we receive, collect or maintain. We believe that the responsibility belongs to each of our employees to protect the confidentiality of confidential and proprietary information. We prepared this Online Privacy Statement to explain how we protect the information that is shared with us through our website.

By providing your contact information and using our website you agree that any information or comments you provide may be used by RVI as provided herein. Unless specifically agreed to, we will not sell, license or otherwise trade any information you provide to us to any other entity or person at any time and will exercise reasonable efforts to keep your information secure.

By using this website, you signify your consent to the terms of this privacy statement. If you do not agree with these terms, please do not disclose any personal or confidential information through our website. RVI expects that from time to time changes will be made to this privacy statement and reserves the right to make these changes at any time, without prior notice to anyone. If we decide to change this privacy statement, we will post those changes here so that you will know what information we may gather, how we may use that information and who it may be disclosed to.

RVI’s website contains links to third-party websites. These links are for convenience purposes only and are not under our control. By electing to link to the third-party websites, you acknowledge that RVI makes no representations or warranties, either expressed or implied, concerning the content or use of such websites. RVI does not warrant that such websites are free from i) any claims of copyright or other infringement or ii) known or unknown viruses. RVI accepts no liability of any kind arising out of your use of such third-party websites or the security of information you may provide to them.

What does this Online Privacy Statement apply to?
This Online Privacy Statement applies to the information that users share with us through our website and online. It also applies to information that agents, brokers or other intermediaries share with us online.

What types of information may RVI collect?
As part of our business operations we collect information that involves actual or perspective clients and policyholders. This information may include, but is not limited to: name, address, phone number, email address, company information, financial data or claims information. As part of our business operations, this information may be shared with intermediaries or other third parties.

RVI may also collect certain other information that your browser or device may provide to us when you visit our website. This information does not identify you as an individual. Please see below for more information on tracking and cookies.

How may RVI use this collected information?
We may collect information so that we may offer quality products and services. We may use this information in our insurance business to provide rate quotes, insure our policyholders, service insurance policies, communicate with intermediaries, renew coverage and process claims. We may use your contact information to respond to inquiries, provide you with information or deliver to you marketing or promotional materials. We also use the information that you provide to us to enhance our delivery of products and services. For prospective employees, we use collected information to help match qualified candidates to opportunities within our organization.

We may disclose non-public, business sensitive or confidential information as required to conduct our business and as permitted or required by law. We may also share information with our insurance company affiliates or with third parties that assist us with our business. We also may share your information with regulatory or law enforcement agencies, reinsurers and others, as permitted or required by law.

Does RVI engage in tracking through cookies, pixel tagging and other technologies?
We do not track the web pages you visit through cookies, pixel tagging or other technologies. We currently do not process or comply with any web browser’s “do not track” signals or similar mechanisms that request us to take steps to disable online tracking. As a user of our website you may choose to disable cookies on your internet browser or device. If you choose to disable cookies, some of the functionality of our website may be affected. We maintain physical, electronic and procedural safeguards intended to protect the confidentiality and integrity of all non-public, business sensitive information.

Does this Online Privacy Statement also apply to any online forums, applications and social media accounts that may be operated by RVI?
In addition to the use of our website, this Online Privacy Statement also applies to any online forums, applications that we may offer and social media accounts that we may control. We reserve the right to remove any content that is posted to our website, our online forums, applications that we offer and social media accounts that we control that we find objectionable, offensive, illegal or inappropriate.

How does this Online Privacy Statement apply to non-U.S. users?
We maintain our website in the U.S. and in accordance with U.S. laws. Certain foreign jurisdictions may have more stringent privacy laws and protections. By providing us with information through our website, you consent to the transfer of that information to the U.S., our storage of that information in the U.S. and our use of that information in accordance with this Online Privacy Statement.

Who can I contact if I would like more information?
If you have questions about our Online Privacy Statement, please write to us at The RVI Group, 201 Broad Street, 6th Floor, Stamford, Connecticut 06901. Please provide your complete name, address, email and phone number.

How is this Online Privacy Statement updated and when are changes effective?
From time to time we may update and revise this Online Privacy Statement, in our discretion. Changes to the Online Privacy Statement will be posted on our website. Any changes become effective upon the posting of the revised statement. The date this statement was last updated is stated below.

How do I consent to this Online Privacy Statement?
No affirmative action is required to consent to the Online Privacy Statement; by using our website or submitting content to us you provide your consent to this Online Privacy Statement.

Last Updated: November 2017